Long Term Disability Insurance
The American Conference of Cantors sponsors a Voluntary Long Term Disability (LTD) group insurance plan for ACC members.
Voluntary Long Term Disability pays a portion of your earnings if you cannot work due to a disability. Premiums are based on your annual earnings and your age. Ages are grouped into five year "age bands" and rates may change when you reach a new age band (age 35-39, 40-44, 45-49 are examples of age bands). Annual earnings are to include both salary and parsonage.
| Quick Facts | |
|---|---|
| Insurance Carrier | The Standard Insurance Company |
| Policy Term | January 1 to December 31 |
| Premium Payment | Monthly via Credit Card or ACH, no invoice of premium |
| Effective Date | January 1, 2015 |
| Hours Requirement | Minimum 30 hours per week of cantorial work for a single employer |
| Elimination Period | 90 days of disability |
| Monthly Benefit | Up to 60% of your regular pay, to a maximum monthly benefit of $12,000 in 2023 |
| Enrollment Kit for New Participants | Required to enroll |
| Enrollment Change Form | Required for changes |
| AutoPay Enrollment Form | Required to enroll |
| Medical History Statement Form | Required to enroll after the first 31 days of ACC membership |
Eligibility
ACC members who work 30 hours or more per week for a single employer are eligible to enroll.
Contact Information
| Group Benefit Associates (GBA) | |
| Address | 1701 E. Lake Avenue, Suite 400 Glenview, IL 60025 |
| Telephone | 1-800-450-1271 |
| Fax | 1-773-427-6875 |
| CustomerService@groupba.com | |
| Hours | Mon-Fri 9am-5pm Central |
For general information about the ACC's group insurance offerings:
Insurance Plan Administrator: insurance@accantors.org
American Conference of Cantors
Telephone: 847-781-7800
For more about the American Conference of Cantors' Long Term Disability and Life insurance carrier, visit The Standard Insurance Company.